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HEADS UP DURING HOLIDAY SEASON

Discussion in 'The Watercooler' started by Steelpens65, Nov 25, 2025 at 6:35 PM.

  1. Steelpens65

    Steelpens65 Well-Known Member

    11,539
    2,153
    Nov 28, 2021
    I just got my checking account emptied out.
    Apparently, someone skimmed or hacked my wife’s debit/credit card.
    We diligently check our accounts online everyday. Found it today.
    Credit union already credited our money back, while the case is being investigated.
    Wife said she got gas and paid at pump last night. Odds are there was a skimmer attached to pump.
    Be safe everyone! Happy Thanksgiving from my family to yours!
     
    Steelpens65, Nov 25, 2025 at 6:35 PM
    Steelpens65, Nov 25, 2025 at 6:35 PM
    #1
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  2. Ray D

    Ray D Staff Member Mod Team

    11,344
    2,426
    Oct 18, 2011
    Had it happen to us a couple years ago. Thankfully, the bank caught it quickly.

    Best advice? Don't use your debit card for anything! Only ATM transactions. Use a credit card for everything else. Most will alert you and ask if the purchase is legit if it's suspicious. And if you reject it, you're covered. Had my card hacked a while back (bought something online that must have been a shady site or they had bad security, 2 days later, someone tried using my card to buy what I can only assume was a state of the art, maxed out gaming PC with triple monitors). The instant the order was made, we got a notification asking for verification.

    The only inconvenience there was waiting on a new card.

    (The downside is i can't buy ANYTHING without my wife instantly knowing. :lolol:)
     
    Ray D, Nov 25, 2025 at 6:46 PM
    Ray D, Nov 25, 2025 at 6:46 PM
    #2
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  3. Steelpens65

    Steelpens65 Well-Known Member

    11,539
    2,153
    Nov 28, 2021
    You do know they are emptying atms at an alarming rate right now, using cell phones.
    Bottom line is to keep a daily check on your accounts
    Also, my credit union usually calls me about fraudulent transactions. In this case it was 6 in a row. This is what disappointed me
     
    Steelpens65, Nov 25, 2025 at 7:27 PM
    Steelpens65, Nov 25, 2025 at 7:27 PM
    #3
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  4. Steelpens65

    Steelpens65 Well-Known Member

    11,539
    2,153
    Nov 28, 2021
    She can go in and get new debit/credit card tomorrow.
    Just a pain in the arse updating all your bill collectors
     
    Steelpens65, Nov 25, 2025 at 7:31 PM
    Steelpens65, Nov 25, 2025 at 7:31 PM
    #4
    • Like Like x 1
  5. Chucktownsteeler

    Chucktownsteeler Well-Known Member

    631
    211
    Dec 9, 2022
    I keep the bare minimum in my checking account. I check it every morning before work.

    Thanks for the heads up, top notch guys!
     
    Chucktownsteeler, Nov 25, 2025 at 8:14 PM
    Chucktownsteeler, Nov 25, 2025 at 8:14 PM
    #5
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